Mortgage
Residential Mortgage
Call a place home.
Navigating the mortgage process can be overwhelming, with confusing terms, hidden fees, and the fear of making the wrong choice. We simplify everything by providing personalized guidance, transparent pricing, and access to multiple lenders, ensuring you find the perfect mortgage solution for your needs.
Save yourself the hassle of DIY.
Focus on envisioning and finding your perfect dream home, and let our mortgage professionals at Hip & Valley make ownership a reality. Here’s our process:
Consultation →
We start with a friendly chat to understand your goals and financial situation. No pressure, just honest advice!
Application →
We’ll assist you in completing the mortgage application, ensuring all necessary documents are in order.
Approval →
We’ll work closely with lenders on your behalf, keeping you updated throughout the approval process.
Closing
We’ll guide you through the closing process, making sure you understand all the details before you sign on the dotted line.
A skilled broker can make all the difference between what your home should be, and what it could be. Hip & Valley brokers will fast-track your journey from renting to owning by guiding you every step of the way.
Broker
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Don't let homeownership become a nightmare.
A skilled broker can make all the difference between what your home should be, and what it could be. Hip & Valley brokers will fast-track your journey from renting to owning by guiding you every step of the way.
We can help you buy your first home.
Buying your first home involves getting pre-approved for a mortgage and exploring government programs like the First-Time Home Buyer Incentive and the Home Buyers’ Plan. Don’t forget to check for tax rebates, such as the Land Transfer Tax Refund, to help ease your financial burden.
And buy your next home.
We’ll walk you through all your options, from pre-approval to bridge financing, and help you leverage your existing home equity. Whether you’ve worked with a broker before or not, we’re here to make the process smooth and stress-free.
Don't forget us when you renew.
Don’t just accept your lender’s renewal offer! We can shop the market for you and potentially save you thousands.
And when you need cash up front, you have options.
Take control of your finances with smart home equity strategies. We offer both refinancing and HELOC solutions, giving you the flexibility to choose the option that best fits your needs and goals.
